Real Estate Information Archive

Good Monday morning to you!

Texas Ranch Roundup

One of the finest traditions our community has is the Texas Ranch Roundup. This 2 day event allows us all to revisit the historical ranching heritage of Texas and the true working cowboy. This event will be August 20-21 @ MPEC. I have 2 tickets that I'm going to give away. All you have to do is email me Ashton@BishopRealtors.com with Ranch Roundup in the subject line and attach your Name, Number and Address. Good luck! For ticket information call the K.Y.C. box office at (940)716-5555 or www.wfmpec.com.

AG Referral Program - www.DinnerIsOnAshton.com

By referring your friends to myself or the Bishop Realtor Group, you could receive dinner for 4 at Salt and Pepper, Pasquals, or the restaurant of your choice.  Do you have friends, family or co-workers who may be interested in selling their home or even buying a new home in the next 6 months? Please send us the contact information of referrals that may be looking to buy or sell in the near future. And go to www.DinnerIsOnAshton.com for more information!

Foreclosure Answers

Today, nearly 1 out of every 6 homeowners in America is behind on mortgage payments. These are tough and frustrating times. Now more than ever, it's important to identify your options. Foreclosure can be avoided, your credit can be saved, and your financial future can be salvaged. Through my experience handling distressed properties, I've found that homeowners today have more questions than answers about their circumstances. I have created this site, www.WichitaFallsShortSale.com,  to help you understand the possible solutions to foreclosure, as well as provide a detailed explanation of short sales, which may be the best course of action for some homeowners.

If there is anything else I can do for you or someone you may know this week, please let me know!

Make it a great week!

"Find what you do well and perfect it." David L. Cook

Ashton's Referral Program

As our clients, what you think matters most to us and we want to hear from you!  Please let us know what you think about your experience in working with Ashton and the Bishop Realtor Group.  One of the biggest compliments you could give our team would be the referral of your friends! So, we are introducing a new referral program starting this month through the end of the year and want to invite you to join!  By referring your friends to Ashton or the Bishop Realtor Group, you could receive dinner for 4 at Salt and Pepper, Pasquals, or the restaurant of your choice.  Do you have friends, family or co-workers who may be interested in selling their home or even buying a new home in the next 6 months? Please send us the contact information of referrals that may be looking to buy or sell in the near future.   We would love to serve them just as we have you!  Please send us the name, phone number and email of someone you would like for us to work with. We appreciate you and want to let you know that through this program!

You can reach Ashton @ 940.691.7355 or Ashton@BishopRealtors.com.

www.LuxuryHomesWF.com

Fast. Easy. Automatic. FREE!

LuxuryHomesWF.com is a FREE service from Ashton Gustafson to help area home buyers view the finest homes Wichita Falls has to offer, the minute they hit the market. Your first email will list all homes currently for sale that meet your search criteria. Then each morning you will be emailed a list of all of the new homes for sale and price changes since your previous search. No more having to rely on manual searches. Fill out the form  and start your auto-email home search today! It's just that easy!

We look forward to unlocking the door to spectacular real estate on your behalf.

Good Monday morning to you!

I wrote a blog this week that can be read at www.ImAHappyBuyer.com. This shows just how significant the savings can be with these interest rates we are seeing.

3.875% 15 year fixed and 4.25% 30 year fixed were available this past week with our local lenders! That should make all of us interested, Happy Buyers!! See www.TheFallsHomeFinder.com and see where you could invest today.

The Prairie

I also have the privilege to market a new Green-Sustainable residential development, called The Prairie. 

The Prairie is a 200-acre development in Archer County near Wichita Falls, Texas, whose goal is to maintain and enhance the beauty and ecological processes of the restored mixed prairie native to this region of the United States. The large lot community embraces green building concepts and promotes the conservation of energy, land, water, and resources thorough appropriate site and building design, construction, and maintenance. The principles that guide The Prairie’s development includes minimizing land disturbances, protecting natural resources, optimizing solar orientation, using storm water runoff on-site, creating neighborhood connectivity, developing passive recreation areas, and managing the restored prairie.

The community is a comprehensive neighborhood of streetscapes, quality built residences, and related site improvements that reflect an elegant but casual outdoor lifestyle. The development, as a whole, is designed to respect The Prairie landscape. In addition, each building and lot stands on its own design merit and contributes to the desired neighborhood character. Thus, the compatibility, long-term quality, and appreciation of value of the original investments and the overall community are optimized. Each proposed new home addition or improvement, including site improvements and landscaping, is designed and reviewed for consistency and/or compatibility with the appropriate character outlined in the Sustainable Guidelines. See www.ThePrairieWF.com for more information.

If I can answer any questions or be of service this week, please let me know.

Make it a great week!

PS - I love this week's quote.

"Your positive energy and vision must be greater than anyone's and everyone's negativity. Your certainty must be greater than everyone's doubt." Quote from The Energy Bus by Jon Gordon

You have 92,750 reasons to be happy if you missed the 1st Time Home Buyer Tax Credit.

Less than 2 years ago, rates were at 6.5% fixed on a 30 year conventional loan.

Today, with Wichita Falls local lenders, rates hit 4.5% on a 30 year conventional loan.*

If you took a $200,000 loan out, this change in interest charged would save you $92,750 over the life of the loan, as compared to where rates were not long ago.

This is a HUGE savings and should not be taken lightly. See www.TheFallsHomeFinder.com for every home available at this time in our market.

*You must qualify, and rates vary and are not guaranteed.

Ashton Gustafson - Owner- Bishop Realtor Group

Interest Rates (IR) are historically low. BUT, this doesn't necessarily mean you should Refinance.

To determine if you should REFI, you want to establish your BreakEven (BE) -- how many years it will take to re-coup the cost of your refinance through lower interest payments.

If you anticipate selling prior to BE (even if IR were at 1%), it doesn't always make financial sense to refinance your loan.

But, if you plan on owning your home beyond BE, taking advantage of today's historically low IR is likely a prudent decision. Rates today are hovering around 4.25% (4.34% APR) for a 30-year fixed and 3.75% (3.875% APR) for a 15-year fixed.

Contact us today to learn your BreakEven and to determine if now is a good time to refinance your current loan in order to take advantage of these interest rates if you are not in the market to buy.  

Remember our site for buyers: www.TheFallsHomeFinder.com

Good morning.

Interest rates have never been this low.

We haven't seen mortgage rates this low since the 1950's, when people were taking out 20 year loans.

When you stop and consider how inexpensive mortgages have become, it comes as no surprise to see more investors entering the rental market, just to take advantage of this incredible financing that's available for a 30 year loan.

We encourage our clients to take advantage of these rates while they're here, because they won't be around for long.

Right now, they can save A LOT! For instance, let’s say that a buyer takes out a $200,000 home loan at a rate of 4.75 percent. Their monthly repayment will be about $1,042 a month for the principle and interest, which is more than $200 less per month than borrowers are paying on a 6.5 percent loan taken out just a few years ago. Over the course of the mortgage term, today’s home buyer will save $80,000! That's 8 times more than the home buyers tax credit.

If we can help you today, please give us a call. And remember our site for home buyers @ www.TheFallsHomeFinder.com.

Good Monday morning to you!

I hope you and yours had great Father's Day.

I rarely use phrases like "the best", but this market right now has THE BEST interest rates we have ever seen, and I believe THE BEST home inventory we have ever seen. I saw 15 year fixed rates with local lenders this week hit 4%...that is unreal!!!

See below for some of our listings, and view all of them @ http://www.texomahomesource.com/Properties

If you would like to preview any of these properties, please call one of my team members:

Marc McCown - 940.704.0541 - marc@bishoprealtors.com

Ricardo Sandoval - 940.782.4663 - ricardo@bishoprealtors.com

Lauren Wuthrich - 940.733.4633 - lauren@bishoprealtors.com

And remember our other sites:

www.TexomaHomeValue.com - Thinking of Selling?

www.TheFallsHomeFinder.com - Create a favorites list!!

Make it a great week, and call us if we can serve you in any way.

"Wisdom is knowing what to do next; virtue is doing it." David Jordan

HomeGain Radio: Ashton Gustafson Receives Realtor Magazine Award

http://blog.homegain.com/homegain/homegain-radio-ashton-gustafson-receives-realtor-magazine-award/

Listen to this exclusive call with Ashton as he explains how he is doing business.

Museum Of Art Announces Live@theLake Concert Series

Contact: Lee B. Weaver - lee@leebweaver.com for more information.

Free shows scheduled for each Thursday through Aug. 19