Real Estate Information Archive

Blog

Displaying blog entries 261-270 of 379

Bank Owned Property - Wichita Falls

by Ashton Gustafson

2939 Loma Linda - $179,900

Bank Owned! Will do 100% financing with approved credit - fixed @ 5.25% APR.

Open floor plan. Granite counters. Center island. Isolated master. Handicap accessible. Rear entry. Great location in the heart of Wichita Falls. Near shopping, schools, churches, mall, grocery, etc.

Call 940.224.0881 for an appointment today.

garage.

Mortgage Rates Fall - Wichita Falls

by Ashton Gustafson

Rates fell today on the FHA and VA 30 yr fix to 4.875 with one local lender in Wichita Falls. Now is the time to buy. For questions or concerns - call me direct @ 940.224.0881 - Ashton Gustafson

GOVERNMENT  LOAN PRODUCTS

 

FHA/VA 

4.875% 0.00 +0.00     30 YR 

4.500% 0.00 +0.00     15 YR 

                    

Your browser may not support display of this image.Your browser may not support display of this image.

CONVENTIONAL LOAN PRODUCTS

(All Conventional Quotes assume a min. credit score of 740) 

FIXED RATE  ($50,000 MIN – $417,000 MAX) 

4.875% 0.00 + 0.00     30/20 YR 

4.500% 0.00 + 0.00     15/10 YR

Your browser may not support display of this image.Your browser may not support display of this image.CASH-OUT REFINANCE LOANS

 
 

4.875% 0.00 + 0.00     30 YR 

4.500% 0.00 + 0.00     15 YR 

(Over 70% LTV add .50 Discount Point) 

                                    (Minimum Credit Score 740) 

INFORMATION PROVIDED TO REAL ESTATE PROFESSIONALS & IS NOT

AN ADVERTISEMENT TO EXTEND CREDIT UNDER REG Z

RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE 

Your browser may not support display of this image.

Your browser may not support display of this image.

 

 

RATES SUBJECT TO CHANGE WITHOUT NOTICE

Rates posted are based on owner occupied properties – 30 day quote

http://www.anbhomeloan.com

(MORTGAGE RATES POSTED DAILY)

Top 5 Closing Delays

by Ashton Gustafson

Buyers Beware: Top 5 Closing Delays


Everyone is anxious to close their first home but many are amazed when the run into delays first the lenders and the inspections, then the holidays roll around…..you find yourself thinking what’s next….TIME it can kill a deal like nothing else!
 
1.       Problems with the lender –  This can happen for a number of reasons, ranging from underwriter delays and appraisals not coming in as expected. Find out up front,  anything that you may need to provide to your lender to avoid delays.
 
2.       Inspections not completed – Many homeowners think that the home inspection covers it all. Don’t make this mistake, although home inspections are important, lenders may require termite, well and / or septic inspections as well.  If you wait to closing to find out, you then have to find and inspector, get scheduled and then wait on their report.
 
3.       Holidays -   Avoid scheduling your closing around a holiday. Many people forget about the minor holidays that close down city and county offices. Having you closing around such a holiday can delay the recording of your deed, which allows the seller and other parties involved to be paid. So, if the seller says “No check – no key”, you may not get into your home for three or four days if you close around a holiday.
 
 
4.       Property not ready – Keep in mind when the writing your contract if repairs that you have put in as conditions are not completed the closing will not happen.  Also many times homeowners will not complete other tasks requested by the buyer, so stay on top of any details that need to be completed by the sellers to close this may hold things up.
 
5.       Time Kills Deals – the longer it stretches out the more likely the deal  will never close!!   If it doesn’t kill it, time can still be costly. Many lenders charge the buyer a fee for everyday past the closing date that a deal doesn’t close….be aware of these clauses and make sure you meet the deadline or are ready to pay.
 
So don’t be a sitting duck, watch for delays and push things along….ask questions and plan it’s the best way to keep a deal on track. You can rely on your agent to take care of many of these things but make sure you are aware of the details too.  
 
Need more advice, before you decide let us know we’ll be glad to help.
 

Wichita Falls Easter Sunday Services

by Ashton Gustafson

Happy Easter to all - below are numerous sites for local Wichita Falls churches and their list of services on Easter Sunday.

Grace Church http://www.GraceChurch.com

First Baptist Church http://www.fbcwf.org/details/AnnounceDetails.aspx?AnnounceId=1968

First United Methodist http://www.fumcwf.org/

First Presbyterian http://www.myfirstpres.org/

Floral Heights http://www.fhumcwf.org/

Red River Wine Festival - Wichita Falls

by Ashton Gustafson

Red River Wine Festival


Saturday, April 18, 2009
6:00 p.m. to 11:00 p.m.
J.S. Bridwell Ag Center
111 North Burnett

     Wichita Falls, TX

On Saturday, novices to connoisseurs can choose from over 50 different Texas wines to sample, under one roof.  Each guest receives a souvenir wine glass plus an official guide listing a profile of each winery at the festival and details about their offerings that day.  When guests aren’t tasting wine, they can sample specialty beers in the Beer Garten, tap their toes to live music or learn more about vineyards at one of the winery booths.  Selected vendors will also provide a bevy of food and merchandise for purchase.  At the end of the evening, cast your vote for the “Festival Favorite.” 

Link for info - http://redriverwinefestival.com/

http://www.youtube.com/user/PetieLee55

New Home For Rent - Wichita Falls

by Ashton Gustafson

3510 Garfield

Wichita Falls, TX 76308

2 bedroom - 1 bath - 1 garage

Comes with washer/dryer/refrigerator

This is a great, affordable home in a wonderful location for Wichita Falls.

For more information, call Ashton @ 940.224.0881 cell.

First-Time Homebuyer - 2009 Tax Credit Available NOW

by Ashton Gustafson

Today's home buyer has the opportunity to invest in their future by taking advantage of the 2009 Tax Credit for first-time home buyers.  What a great opportunity to invest in your future and build financial security for you and your family. 

Whether you are interested in buying a pre-owned home or begin the adventure in building your first home now is the time to take advantage of the $8,000 tax credit.  And, remember this $8,000 tax credit does not require repayment.  But time is running out.  You must take advantage of this tax credit prior to December 1, 2009.

 

 

Let's us answer your questions and help you determine the best option for you.

This weekend's Open Houses

by Ashton Gustafson

Ashton is having 2 open houses this weekend.

1:15-2:00 on Richard - super clean, move in ready - great buy.

2:15-3:00 on Willowbend - wonderful home with a pool.

If you have any questions or need directions, call Ashton @ 940.224.0881

Also, the newest site for Wichita Falls home buyers was launched this week @ www.TheFallsHomeFinder.com - see why buyer's are raving about this site.

MSU Mustang Softball

by Ashton Gustafson

The Mustangs softball season is in full swing, and Mustangs Park has never looked better.   Senior Maranda Bishop’s (Splendora, TX) hitting streak stands at 14 games, and the Mustangs record is 22-10 with a lot of good softball left to be played.  Midwestern State opened the 2009 South Central rankings at No 5.   Come out and support your Mustangs.  For more information on Mustangs softball, statistics, player information and complete schedule, click on msumustangs.com/softball.

Moonlight and Magnolias - MSU Theatre

by Ashton Gustafson

The MSU Theatre Department will present Moonlight and Magnolias at 7:30 p.m., Thursday-Saturday, April 16-18 and April 23-25 and also at 2:30 p.m., Sunday, April 19 in the Fain Fine Arts Theatre.  Moonlight and Magnolias by Ron Hutchinson is an uproarious farce about the high-pressure race to finish the screenplay for Gone with the Wind in time for the cameras to roll. For ticket information, call (940) 397-4399 or (940) 397-4393.

Displaying blog entries 261-270 of 379

Contact Information

Photo of Ashton Gustafson Real Estate
Ashton Gustafson
The Bishop Realtor Group
1916 N. Elmwood Ave.
Wichita Falls TX 76308
Office: 940-691-7355
Fax: 940-691-7363