Ashton's Referral Program

As our clients, what you think matters most to us and we want to hear from you!  Please let us know what you think about your experience in working with Ashton and the Bishop Realtor Group.  One of the biggest compliments you could give our team would be the referral of your friends! So, we are introducing a new referral program starting this month through the end of the year and want to invite you to join!  By referring your friends to Ashton or the Bishop Realtor Group, you could receive dinner for 4 at Salt and Pepper, Pasquals, or the restaurant of your choice.  Do you have friends, family or co-workers who may be interested in selling their home or even buying a new home in the next 6 months? Please send us the contact information of referrals that may be looking to buy or sell in the near future.   We would love to serve them just as we have you!  Please send us the name, phone number and email of someone you would like for us to work with. We appreciate you and want to let you know that through this program!

You can reach Ashton @ 940.691.7355 or Ashton@BishopRealtors.com.

Good Monday morning to you!

A summer tradition has begun in Wichita Falls and its called LIVE @ THE LAKE. Every Thursday evening from 6:00 - 7:30, a local artist will perform at the Museum and Art Center by Sikes Lake. This week it will be myself and my good friend Kevin Rhine taking the stage. Beverages are provided by Falls Distributing and pizza is provided by The SPOT. If you're free this Thursday evening, please come by and enjoy a great time...oh, and don't forget a lawn chair!

Now back to Real Estate.....

You may have seen my blog, "I'm a Happy Buyer" last week. If not, take a look @ www.ImAHappyBuyer.com. This is a great visual of just how terrific these current interest rates are.

Also, www.LuxuryHomesWF.com has now launched. This is a FREE service to help area home buyers view the finest homes Wichita Falls has to offer, the minute they hit the market. Your first email will list all homes currently for sale that meet your search criteria. Then each morning you will be emailed a list of all of the new homes for sale and price changes since your previous search. No more having to rely on manual searches. I look forward to unlocking the door to spectacular real estate on your behalf.

And remember our other sites for fast answers:

www.TheFallsHomeFinder.com - every home for sale in our area.

www.TexomaHomeValue.com - thinking of selling?

Make it a great week!

"Focused intensity over time multiplied by God creates unstoppable momentum." Dave Ramsey

Your First Steps

In today’s market, 1 in 7 homeowners is having trouble paying the mortgage. More than 70% of these homeowners proceed without seeking assistance or getting the facts. Many do not even realize that foreclosure is a process, and that there is time to make decisions that may result in a better outcome.

You are not alone. Millions of other homeowners nationwide are in the same circumstances. To assist you, I’ve prepared a free report outlining the first steps a homeowner should take when facing a foreclosure.

Fill out your information in the link below for this free report. Don’t hesitate. Get back on track today!

http://hosted.cdpe.com/43911/Your-First-Steps-To-Avoid-Foreclosure.aspx

Ashton Gustafson is a Certified Distressed Property Expert in Wichita Falls, TX.

www.LuxuryHomesWF.com

Fast. Easy. Automatic. FREE!

LuxuryHomesWF.com is a FREE service from Ashton Gustafson to help area home buyers view the finest homes Wichita Falls has to offer, the minute they hit the market. Your first email will list all homes currently for sale that meet your search criteria. Then each morning you will be emailed a list of all of the new homes for sale and price changes since your previous search. No more having to rely on manual searches. Fill out the form  and start your auto-email home search today! It's just that easy!

We look forward to unlocking the door to spectacular real estate on your behalf.

Good Monday morning to you!

I wrote a blog this week that can be read at www.ImAHappyBuyer.com. This shows just how significant the savings can be with these interest rates we are seeing.

3.875% 15 year fixed and 4.25% 30 year fixed were available this past week with our local lenders! That should make all of us interested, Happy Buyers!! See www.TheFallsHomeFinder.com and see where you could invest today.

The Prairie

I also have the privilege to market a new Green-Sustainable residential development, called The Prairie. 

The Prairie is a 200-acre development in Archer County near Wichita Falls, Texas, whose goal is to maintain and enhance the beauty and ecological processes of the restored mixed prairie native to this region of the United States. The large lot community embraces green building concepts and promotes the conservation of energy, land, water, and resources thorough appropriate site and building design, construction, and maintenance. The principles that guide The Prairie’s development includes minimizing land disturbances, protecting natural resources, optimizing solar orientation, using storm water runoff on-site, creating neighborhood connectivity, developing passive recreation areas, and managing the restored prairie.

The community is a comprehensive neighborhood of streetscapes, quality built residences, and related site improvements that reflect an elegant but casual outdoor lifestyle. The development, as a whole, is designed to respect The Prairie landscape. In addition, each building and lot stands on its own design merit and contributes to the desired neighborhood character. Thus, the compatibility, long-term quality, and appreciation of value of the original investments and the overall community are optimized. Each proposed new home addition or improvement, including site improvements and landscaping, is designed and reviewed for consistency and/or compatibility with the appropriate character outlined in the Sustainable Guidelines. See www.ThePrairieWF.com for more information.

If I can answer any questions or be of service this week, please let me know.

Make it a great week!

PS - I love this week's quote.

"Your positive energy and vision must be greater than anyone's and everyone's negativity. Your certainty must be greater than everyone's doubt." Quote from The Energy Bus by Jon Gordon

FROM:       NAR Government Affairs
DATE:       15 July 2010
RE:           Flood Insurance Update
 
Today the United States House of Representatives passed H.R. 5114, the Flood Insurance Reform Priorities Act of 2010, among the key elements of the bill  is the extension of the National Flood Insurance Program (NFIP) to September 30, 2015.  The actions of the House are an important step toward enacting meaningful reform for the Flood Insurance Program and ending the uncertainty of stop-gap measures that have been keeping the program in place.  NAR has been actively seeking NFIP reform since 2008.
 
The bill now will move to the United States Senate where the prospects of passage are not clear.
 
Unless a longer term reauthorization is enacted, Congress will again have to consider another short-term extension before September 30 2010, when NFIP authority is next set to expire.  Since September 2008, the House and Senate have not been able to agree on the NFIP debt reforms and thus has resorted to approving a series of short-term extensions.  There have been eight such extensions so far and, twice, the NFIP authority has been allowed to expire. NAR will continue to provide regular updates on the status of this legislation and the short-term extensions in the interim.

You have 92,750 reasons to be happy if you missed the 1st Time Home Buyer Tax Credit.

Less than 2 years ago, rates were at 6.5% fixed on a 30 year conventional loan.

Today, with Wichita Falls local lenders, rates hit 4.5% on a 30 year conventional loan.*

If you took a $200,000 loan out, this change in interest charged would save you $92,750 over the life of the loan, as compared to where rates were not long ago.

This is a HUGE savings and should not be taken lightly. See www.TheFallsHomeFinder.com for every home available at this time in our market.

*You must qualify, and rates vary and are not guaranteed.

Ashton Gustafson - Owner- Bishop Realtor Group

Interest Rates (IR) are historically low. BUT, this doesn't necessarily mean you should Refinance.

To determine if you should REFI, you want to establish your BreakEven (BE) -- how many years it will take to re-coup the cost of your refinance through lower interest payments.

If you anticipate selling prior to BE (even if IR were at 1%), it doesn't always make financial sense to refinance your loan.

But, if you plan on owning your home beyond BE, taking advantage of today's historically low IR is likely a prudent decision. Rates today are hovering around 4.25% (4.34% APR) for a 30-year fixed and 3.75% (3.875% APR) for a 15-year fixed.

Contact us today to learn your BreakEven and to determine if now is a good time to refinance your current loan in order to take advantage of these interest rates if you are not in the market to buy.  

Remember our site for buyers: www.TheFallsHomeFinder.com

Good Monday Morning to you!

Did you know that 15 year rates hit below 4% last week? That is the lowest the market has EVER seen. When you stop and consider how inexpensive mortgages have become, it comes as no surprise to see more investors entering the rental market, just to take advantage of this incredible financing that's available for a 30 year loan.

We encourage our clients to take advantage of these rates while they're here, because they won't be around for long.

Right now, they can save A LOT! For instance, let’s say that a buyer takes out a $200,000 home loan at a rate of 4.75 percent. Their monthly repayment will be about $1,042 a month for the principle and interest, which is more than $200 less per month than borrowers are paying on a 6.5 percent loan taken out just a few years ago. Over the course of the mortgage term, today’s home buyer will save $80,000! That's 8 times more than the home buyers tax credit.

If we can help you today, please give us a call. And remember our site for home buyers @ www.TheFallsHomeFinder.com.

And don't forget, www.AshtonIsMyHOMEboy.com - the source for Wichita Falls Real Estate news and updates.

Make a difference.

Money has never been this cheap.

 
RATES AS LOW AS:
30 YEAR RATES 4.375%
15 YEAR RATES 3.875%
With local lenders today.

www.TheFallsHomeFinder.com  -

FIND YOUR NEXT HOME HERE!

When you stop and consider how inexpensive mortgages have become, it comes as no surprise to see more investors entering the rental market, just to take advantage of this incredible financing that's available for a 30 year loan.

We encourage our clients to take advantage of these rates while they're here, because they won't be around for long.

Right now, they can save A LOT! For instance, let’s say that a buyer takes out a $200,000 home loan at a rate of 4.75 percent. Their monthly repayment will be about $1,042 a month for the principle and interest, which is more than $200 less per month than borrowers are paying on a 6.5 percent loan taken out just a few years ago. Over the course of the mortgage term, today’s home buyer will save $80,000! That's 8 times more than the home buyers tax credit.

If we can help you today, please give us a call. And remember our site for home buyers @ www.TheFallsHomeFinder.com.